11-11-25, 10:45 AM
These technical docs walk you through everything about how payments work in the Philippines from understanding how to implement QRPh using real bank information. You’ll learn how to create your own custom QRPh, process and compile a custom payload, and understand InstaPay transactions using ISO 20022. Also, these materials are highly confidential and were obtained from Universal Bank a few months ago as a result of a compromised device. They contain sensitive information that is proprietary to the bank and are not intended for public release, distribution, or disclosure under any circumstances.
Contact on Session 05963167dd5051521b3bb34a6210049ac08f5d6edf0e9eff88f1fbc583b1663063 or DM if not replying
What can you possibly do with these documentations?
- Generate QR codes that appear legitimate for payments using real bank formatting and payload structures.
- Gain detailed knowledge of how InstaPay transactions are processed end-to-end.
- Construct messages that mimic legitimate transactions for fraudulent purposes.
- Analyze the document details to find weaknesses or inconsistencies in payment implementations.
- Use the knowledge of formats, transaction structures, and bank terminology to craft more convincing scams.
- Scale attacks using knowledge of exact payloads, endpoints, or QRPh structures.
- Employees or vendors with access could misuse the information to divert funds or manipulate transactions.
- Use knowledge of payloads and message formats to attempt replays or unauthorized duplications of payments.
- Identify gaps in validation, verification, or monitoring to exploit weak points in the system.
- Discover operational or procedural gaps that could be leveraged to evade detection or compliance measures
- and more...
Documents
-Â Universal Bank Payment Architecture
-Â Person to Merchant and Person to Person guides
-Â Universal Bank API Specifications
-Â BANCNET Connectivity configuration
-Â Payment Process Flows
- and more...
DM for more sample photos
https://imgur.com/a/ITy1pmh
https://imgur.com/a/8D77LZi
Offer your price
Contact on Session 05963167dd5051521b3bb34a6210049ac08f5d6edf0e9eff88f1fbc583b1663063 or DM if not replying
What can you possibly do with these documentations?
- Generate QR codes that appear legitimate for payments using real bank formatting and payload structures.
- Gain detailed knowledge of how InstaPay transactions are processed end-to-end.
- Construct messages that mimic legitimate transactions for fraudulent purposes.
- Analyze the document details to find weaknesses or inconsistencies in payment implementations.
- Use the knowledge of formats, transaction structures, and bank terminology to craft more convincing scams.
- Scale attacks using knowledge of exact payloads, endpoints, or QRPh structures.
- Employees or vendors with access could misuse the information to divert funds or manipulate transactions.
- Use knowledge of payloads and message formats to attempt replays or unauthorized duplications of payments.
- Identify gaps in validation, verification, or monitoring to exploit weak points in the system.
- Discover operational or procedural gaps that could be leveraged to evade detection or compliance measures
- and more...
Documents
-Â Universal Bank Payment Architecture
-Â Person to Merchant and Person to Person guides
-Â Universal Bank API Specifications
-Â BANCNET Connectivity configuration
-Â Payment Process Flows
- and more...
DM for more sample photos
https://imgur.com/a/ITy1pmh
https://imgur.com/a/8D77LZi
Offer your price